LANDBANK reaffirms its financial strength and stability, following the Bank’s P50-billion
contribution to the Maharlika Investment Fund (MIF), and remains fully committed to its
mandate as a reliable partner to the national government’s inclusive development agenda.
The state-run Bank has consistently met and exceeded the minimum requirements of the
Bangko Sentral ng Pilipinas (BSP) for Capital Adequacy Ratio (CAR)—a critical benchmark
of financial health—as it stays financially robust with no urgent need for additional capital.
Earlier this year, LANDBANK remitted P32.119 billion in cash dividends to the National
Government—the highest among all Government Owned and Controlled Corporations
(GOCCs) and in the Bank’s history. This milestone reflects the Bank's sustained financial strength and ability to generate consistent revenues while fulfilling its developmental mandate.
As of 30 November 2024, LANDBANK’s CAR remains at a healthy level of 16.42% which is
well above the 10% regulatory threshold, further demonstrating the Bank’s resilience
against financial and operational risks.
Following the P50-billion seed capital allocation to the MIF in September 2023,
LANDBANK’s CAR stood at 16.20%, remaining comfortably above regulatory requirements
and reflecting the Bank’s commitment to financial stability.
The Bank also clarified that regulatory relief was sought from the BSP as a proactive
measure to maintain resilience.
LANDBANK has consistently adhered to prudent financial management practices,
effectively utilizing its resources to promote agriculture, fisheries and rural development,
and empower key development sectors.
ABOUT LANDBANK
LANDBANK is the largest development financial institution in the Philippines promoting
financial inclusion, digital transformation, and sustainable national development. Present in
all 82 provinces in the country, the Bank is committed to provide accessible and
responsive financial solutions to empower Filipinos from countryside to countrywide.
