State-run LANDBANK is making it easier for Filipinos to grow their savings and
contribute to nation-building by offering secure and convenient ways to invest in the
Retail Treasury Bonds Tranche 31 (RTB 31) with Bond Exchange of the National
Government through the Bureau of the Treasury (BTr).
Launched on 05 August 2025 with the theme “RTB 31 For Everyone,” this latest
peso-denominated RTB offering is a five-year investment that offers a competitive
annual interest rate of 6.0% per annum, paid quarterly.
The BTr is offering the RTB 31 to help fund key national priorities, including
agriculture, infrastructure, education, and healthcare.
"Together, let us continue to broaden participation, strengthen trust in government
securities, and ensure that every Filipino can become a part of our national growth
story," said National Treasurer Sharon P. Almanza.
During the rate-setting auction ahead of the RTB 31 launch, the BTr attracted an
overwhelming P354.2 billion in total tenders — equivalent to 11.8 times the initial
offer of P30 billion. Of this amount, P210 billion or 59% was awarded, underscoring
sustained strong investor confidence in the National Government.
“We are opening more doors for every Filipino to invest — not just in secure, high-
yielding instruments like the RTB 31, but in the future of our country. Through
LANDBANK’s digital platforms, we are empowering citizens here and abroad to grow
their savings with ease, while helping fund critical programs that uplift lives and
communities,” said LANDBANK President and CEO Lynette V. Ortiz.
Investing made simple and accessible
With a minimum investment of only P5,000, with subsequent investments in
multiples of P5,000 thereafter, investors from the country and abroad can
conveniently participate in the RTB 31 offering through the mobile banking apps of
LANDBANK and the Overseas Filipino Bank (OFBank) — the official digital bank of
the Philippine government and a subsidiary of LANDBANK.
Investors may also use the BTr Online Ordering Facility and settle the payments via
LANDBANK’s Link.BizPortal, free of charge.
The public offer period for RTB 31 runs until 15 August, with the issue date on 20
August 2025 and maturity on 20 August 2030.
As a Joint Lead Issue Manager, LANDBANK reinforces its commitment to financial
inclusion by empowering more Filipinos to become active contributors to the nation’s
long-term growth.
ABOUT LANDBANK
LANDBANK is the largest development financial institution in the country promoting
financial inclusion, digital transformation, and sustainable national development.
Present in all 82 provinces in the country, the Bank is committed to provide
accessible and responsive financial solutions to empower Filipinos from countryside
to countrywide.
