LANDBANK achieved a significant 42% jump in net income to ₱35.65 billion as of the
third quarter of 2025, already surpassing its full-year earnings of ₱35.36 billion in 2024,
and underscoring the Bank’s robust financial trajectory and performance above historical
averages.
Total assets expanded to a record ₱3.45 trillion, supported by growth in loan and
investment portfolios. This solidifies LANDBANK’s position as the country’s second-
largest universal and commercial bank in terms of assets.
“LANDBANK’s strong performance as of the third quarter underscores our prudent
management, operational efficiency, and continued investments in digital innovation. We
remain steadfast in our mission to drive inclusive growth, empower the agriculture sector,
and deliver innovative financial solutions for all Filipinos,” said LANDBANK President and
CEO Lynette V. Ortiz.
The Bank’s loan portfolio is now at its peak at ₱1.70 trillion, propelled by the higher
volume of loans across all segments. Deposits rose to a new high of ₱3.07 trillion,
demonstrating continued trust from both government and private sector depositors.
LANDBANK’s digital transformation continued to accelerate, processing 550.73 million
digital transactions valued at ₱3.14 trillion as of September 2025. This represents a 51%
increase in volume from the previous quarter.
The state-run Bank remained steadfast in its developmental mandate, with outstanding
loans to Agriculture, Fisheries, and Rural Development (AFRD) reaching over ₱812
billion, accounting for over 47% of LANDBANK’s total loan portfolio.
Under LANDBANK’s flagship AGRISENSO Plus Lending Program, the Bank has
extended ₱1.95 billion in loans as of September 2025 to over 12,300 borrowers since its
launch last year, most of whom are small farmers and fishers. Through the Program’s
capacity-building component, a total of 25,296 small farmers and fishers have been
trained.
LANDBANK’s nationwide network continued to expand with 10,582 touchpoints,
including 609 branches, 60 lending centers, 3,244 automated teller machines (ATMs),
and 1,091 LANDBANKasama partners, ensuring broad access to financial services
across the country. Customers can also transact free of charge at over 3,800 7-Eleven
ATMs nationwide through the Bank’s partnership with Pito Axm Platform, Inc. (PAPI).
ABOUT LANDBANK
LANDBANK is the largest development financial institution in the country promoting
financial inclusion, digital transformation, and sustainable national development. Present
in all 82 provinces in the county, the Bank is committed to provide accessible and
responsive financial solutions to empower Filipinos from countryside to countrywide.
