Over 25,000 Filipino workers have signed up to express interest in purchasing
socialized housing units through the Pag-IBIG Housing Loan under the Expanded
Pambansang Pabahay para sa Pilipino (4PH) Program, just three months after Pag-
IBIG Fund rolled out its 4PH Online Registration system in June 2025, officials
announced Friday, Sept. 5.
This early success reflects strong demand and high interest among Filipino
workers in securing affordable homeownership through the Marcos
administration’s flagship housing initiative.
The Expanded 4PH Program, which now includes house-and-lot units in
subdivision developments in addition to previously available vertical
condominium projects, currently features socialized housing developments in key
areas such as Caloocan City, Cavite, Bulacan, Nueva Ecija, Rizal, Pampanga, Ilocos
Norte, Bacolod, Zamboanga, and Davao. With more projects underway, even
more Filipino workers are expected to benefit in the coming months.
“The high number of registrants in such a short span of time clearly reflects the need of
Filipino workers and their families for affordable homeownership,” said Department of
Human Settlements and Urban Development Secretary Jose Ramon P. Aliling,
who also chairs the Pag-IBIG Fund Board of Trustees.
“This user-friendly, transparent, and corruption-free digital solution under the Expanded
4PH Program allows us to bring homeownership within reach. The tool also helps us match
the growing demand with the available housing inventory, and eventually with the more
than 251,000 socialized housing units committed by the private sector. This forms part of
our many efforts to move us closer in fulfilling President Marcos’ vision of providing
Filipino families with safe, decent, and secure homes under a Bagong Pilipinas,” Aliling
said.
Pag-IBIG Fund’s Expanded 4PH Online Sign-Up Facility is a mobile-optimized
platform that allows members to browse available socialized housing projects,
view unit photos, compute estimated monthly payments, and monitor their
registration status in real time. Once a member registers through the system, Pag-
IBIG Fund conducts a preliminary assessment based on membership status,
income, and other eligibility criteria. The registrant’s information is then
transmitted to the National Housing Authority (NHA) and the Social Housing
Finance Corporation (SHFC) for further validation. After completing eligibility
checks, the potential homebuyer’s details are endorsed to the partner developer of
the selected project to facilitate the housing loan and home purchase process.
“We developed this online registration system with our members’ convenience in mind. It
now allows them to easily explore housing options and indicate their interest, so we can
reach out and assist them in completing their application. This further supports Secretary
Aliling’s push for full digitalization in the housing sector, a key component of his 8-Point
Agenda,” said Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta. “At Pag-
IBIG Fund, we have always embraced digital transformation as a means of making our
services better and more responsive to our members’ needs. Through this facility, first-time
homebuyers can now begin their journey to homeownership with just a few clicks.”
Acosta also urged eligible members to take advantage of Pag-IBIG Fund’s ongoing
Early Bird Promo, which offers a special 3% subsidized housing loan rate fixed for
10 years for the first 30,000 qualified borrowers under the Pag-IBIG Housing Loan
for the Expanded 4PH.
Under the Pag-IBIG Housing Loan for the Expanded 4PH, qualified members may
avail of loans with a subsidized interest rate to finance the purchase of house-and-
lot units priced up to ₱850,000, or condominium units up to ₱1.8 million. Pag-IBIG
Acquired Assets that fall within the same price ceilings may also be purchased
through the loan.
Interested members may register through the Expanded 4PH Online Sign-Up
Facility at https://www.pagibigfundservices.com/MagpalistaSa4PH/
