Pag-IBIG Fund’s total assets surged past the ₱1.1 trillion mark as of March
31, 2025, underscoring its continued financial strength and reaffirming its
position among the country’s leading government financial institutions.
From ₱1.069 trillion at the end of 2024, total assets grew by ₱34.37 billion in
just the first quarter of the year—driven by the sustained expansion of its
loan portfolio, prudent investments, and robust member savings.
Pag-IBIG Fund posted a solid equity base of ₱776.52 billion as of the first
quarter, representing the combined value of members’ equity, retained
earnings, and other reserves. This strong financial footing enables the
agency to steadily grow the value of its members’ savings while continuing
to provide accessible loan programs to its 16.55 million active members.
Complementing its equity position, the Fund maintained ₱21.29 billion in
cash and cash equivalents and expanded its investment portfolio to ₱133.06
billion—demonstrating its strategic focus on liquidity and income-
generating placements.
Other major asset components include property and equipment, investment properties, and various non-current assets, all
pointing to a well-diversified and resilient financial structure.
Earlier this month, Pag-IBIG Fund Chief Executive Officer Marilene C.
Acosta reiterated the agency’s 10-year vision: to declare at least 10% in
annual dividends, expand digital access, and advance financial inclusion
for underserved sectors. The long-term strategy also includes
strengthening the Fund’s sustainability and enhancing its role in nation-
building through inclusive home financing—fully aligned with President
Ferdinand R. Marcos Jr.’s directive to improve the quality of life of every
Filipino through access to affordable and dignified shelter.
In the first quarter of 2025 alone, Pag-IBIG Fund disbursed ₱30.22 billion in
housing loans, while total membership savings collections reached ₱40.41
billion—an impressive 41% increase from the ₱28.76 billion collected during
the same period last year. The Fund also reported a strong performing loans
ratio of 94.13%, reflecting sound portfolio management and sustained
borrower discipline.
