GSIS opens emergency loan for members hit by Ulysses, Rolly


State pension fund Government Service Insurance System (GSIS) is offering emergency loan to its members and pensioners affected by Ulysses, Rolly and other typhoons that hit the country since October this year.

“Marami sa ating mga miyembro at pensiyonado ang naapektuhan ng mga nagdaang bagyo at gusto naming bigyang ginhawa ang kanilang sitwasyon kaya naman inaalok namin sila ng emergency loan,” GSIS President and General Manager Rolando Ledesma Macasaet said.

“Members and pensioners may borrow Php20,000 under the GSIS Emergency Loan Program. The loan is payable in 36 equal monthly instalments at  only 6% interest rate,” said Macasaet.

Qualified to apply are members who are in active service and not on leave of absence without pay; have no pending administrative or criminal case; and have a net take-home pay of not lower than Php5,000 after all required monthly obligations have been deducted.

Those that have due and demandable loan accounts (have arrears of over six months)  are now allowed to renew their previous emergency loan from a different calamity (excluded under the COVID-19 Emergency Loan Program).

Members with only three months of paid premiums prior to application date instead of the previous six months may already apply.

“Para sa GSIS members na nakapag-loan na  sa COVID-19 Emergency Loan Program at hindi na kwalipikado sa emergency loan,  pwede  kayong manghiram  sa Multi-Purpose Loan Program kung kailangan ninyo pa ng pondo. The GSIS Multipurpose loan is a low-interest loan with a one-time waiver of  surcharges of your other loan accounts,” Macasaet said.

Old-age and disability pensioners are qualified to apply for emergency loan  if their resulting net monthly take-home pension after loan availment is at least 25% of their basic monthly pension.

To ensure public health and safety, members and pensioners must file their applications through contactless methods: via the pension fund’s web-based facility, the Electronic GSIS Member Online (eGSISMO), through email or via dropboxes  located in the lobbies of GSIS offices.

To register in eGSISMO, members should initially sign up for their eGSISMO account by accessing and  indicating their GSIS business partner (BP) number. BP numbers may be obtained from their office’s agency authorized officer or electronic remittance file handler; any GSIS office; or GSIS Contact Center (8-847-4747).

If borrowers would opt to use email in filing the application, they must email the requirements to the designated email addresses of branch offices covering the agencies of active members and place of residence of pensioners in

The Emergency Loan application form may be downloaded from

Borrowers, except pensioners, may also opt to file their loan application through the GSIS Wireless Automated Processing System (GWAPS) kiosks located in all GSIS branches, Department of Education offices, provincial capitols, city halls, Robinsons Malls and selected SM Supermalls.

All emergency loan applications of active members have to be approved by the  agency authorized officers of the members’ employer.  Once the loan is approved, the proceeds will be directly credited to the borrower’s Unified Multi-Purpose ID \ card or temporary eCard account.

For further inquiries on emergency loan program, interested parties may visit the GSIS website,; GSIS Facebook account,; email; or call the GSIS Contact Center at ‪8847-4747 (if in Metro Manila), 1-800-8-847-4747 (for Globe and TM subscribers), and 1-800-10-847-4747 (for Smart, Sun, and Talk ‘N Text subscribers).


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